The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is an essential benefit for Canadians with low or moderate incomes. This tax-free quarterly payment helps individuals and families offset sales tax costs, providing financial relief throughout the year.
For 2025, understanding when GST/HST payments will be delivered is key to managing your household budget effectively. Below, you’ll find the full schedule of payment dates, tips on tracking deposits, and solutions for missed payments.
What is the GST/HST Credit?
The GST/HST credit is a government benefit administered by the Canada Revenue Agency (CRA). It’s paid quarterly to eligible Canadians to help counterbalance the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) incurred on goods and services. The credit is automatically calculated based on the information provided in your tax return.
If you meet the eligibility criteria, the CRA will automatically determine your entitlement. Typically, you don’t need to apply separately unless you’re a newcomer to Canada.
GST Credit Payment Dates for 2025
The CRA has confirmed the following schedule for GST/HST credit payments in 2025. These dates ensure recipients can count on timely payouts:
| Payment Month | Payment Date | Payment Type |
|---|---|---|
| January | January 3, 2025 | Quarterly Payment |
| April | April 4, 2025 | Quarterly Payment |
| July | July 4, 2025 | Quarterly Payment |
| October | October 3, 2025 | Quarterly Payment |
Although these payments are scheduled consistently, ensure your personal and banking details with the CRA are always updated to avoid delays.
How to Track Your GST/HST Payments
- CRA’s My Account: The easiest method to check payment status, update details, and manage your benefits online.
- Direct Deposit Notifications: Set up direct deposit with your financial institution to track upcoming payments instantly.
- CRA Progress Tracker: Use this service to follow approval timelines and expected deposit dates.
Accessing up-to-date information ensures you know when payments will arrive, helping you budget accordingly.
What to Do If You Miss a Payment
If a payment doesn’t arrive on the scheduled date, follow these steps to resolve the issue:
- Wait 10 business days after the due date before contacting CRA.
- Check your CRA My Account to ensure eligibility and confirm no missing information.
- Verify banking details and address are updated in the CRA database.
- Call the CRA’s benefit helpline at 1-800-387-1193 for further assistance.
Instances of missed payments are often resolved by correcting minor information discrepancies.
Eligibility Criteria for the GST Credit
To receive the GST/HST credit, you must meet these criteria:
- Be a resident of Canada for income tax purposes.
- Be at least 19 years old, or have a spouse/common-law partner or child (if under 19).
- File your income tax return annually.
Newcomers should file Form RC151 and complete all tax obligations by April to minimize processing time for benefits.
How GST Credit Amounts Are Calculated
Your GST credit payments are based on levels of income filed in the prior year’s tax return. For July 2025 to June 2026, these are the maximum annual amounts:
- Single person: $533
- Married/Common-law couple: $698
- Per dependent child under 18: $184
These payments help families manage household expenses, offering vital support in today’s challenging economy.
Final Thoughts
Knowing the GST Credit Payment Dates 2025 and understanding how to track or reclaim payments is crucial for financial stability. Updating CRA details and filing taxes early ensures uninterrupted benefits.
Stay ahead and check your next GST credit payment online using CRA tools or direct deposit for a seamless process.
Navigating British Columbia's driver licensing with ease is possible! Learn essential steps for getting, renewing, or replacing your licence—book your ICBC appointment today!
